[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.daedo.cz\/tohle-tedy-neberu\/#Article","mainEntityOfPage":"https:\/\/www.daedo.cz\/tohle-tedy-neberu\/","headline":"Tohle tedy neberu","name":"Tohle tedy neberu","description":"Internet n\u00e1m v t\u011bchto dnech p\u0159inesl informaci o tom, jak skv\u011bl\u00fd – toti\u017e podle m\u00e9ho n\u00e1zoru sp\u00ed\u0161 „skv\u011bl\u00fd“ – je n\u00e1\u0161 \u00dastavn\u00ed soud. A nejen tento. Jak bylo v onom internetov\u00e9m p\u0159\u00edsp\u011bvku uvedeno, je v na\u0161ich \u0159ad\u00e1ch \u010dlov\u011bk, kter\u00fd si v minulosti p\u016fj\u010dil u poskytovatele nebankovn\u00edch p\u016fj\u010dek Profi Credit Czech patn\u00e1ctitis\u00edcov\u00fd \u00fav\u011br na dva roky s osmadevades\u00e1tiprocentn\u00edm \u00farokem, pak si […]","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.daedo.cz\/author\/#Person","name":"","url":"https:\/\/www.daedo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"daedo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.daedo.cz\/wp-content\/uploads\/img_a339522_w2697_t1552743102.jpg","url":"https:\/\/www.daedo.cz\/wp-content\/uploads\/img_a339522_w2697_t1552743102.jpg","height":0,"width":0},"url":"https:\/\/www.daedo.cz\/tohle-tedy-neberu\/","about":["Finance"],"wordCount":607,"articleBody":"Internet n\u00e1m v t\u011bchto dnech p\u0159inesl informaci o tom, jak skv\u011bl\u00fd – toti\u017e podle m\u00e9ho n\u00e1zoru sp\u00ed\u0161 „skv\u011bl\u00fd“ – je n\u00e1\u0161 \u00dastavn\u00ed soud. A nejen tento. Jak bylo v onom internetov\u00e9m p\u0159\u00edsp\u011bvku uvedeno, je v na\u0161ich \u0159ad\u00e1ch \u010dlov\u011bk, kter\u00fd si v minulosti p\u016fj\u010dil u poskytovatele nebankovn\u00edch p\u016fj\u010dek Profi Credit Czech patn\u00e1ctitis\u00edcov\u00fd \u00fav\u011br na dva roky s osmadevades\u00e1tiprocentn\u00edm \u00farokem, pak si opakovan\u011b dop\u0159\u00e1val takzvan\u00fd revolving s nav\u00fd\u0161en\u00edm a nakonec to skon\u010dilo v rukou exekutora, kdy\u017e nebyl schopen splatit ani toto, ani pokuty, je\u017e ono nespl\u00e1cen\u00ed prov\u00e1zely.Okresn\u00ed soud v Most\u011b, kam se nejprve spor dostal, rozhodl, \u017ee exekuce mus\u00ed b\u00fdt na \u017e\u00e1dost dlu\u017en\u00edka zastavena. Ona smlouva o \u00fav\u011bru pr\u00fd toti\u017e byla neplatn\u00e1, a to – „pro zjevnou nespravedlnost“. Proto\u017ee \u00faroky byly desetkr\u00e1t vy\u0161\u0161\u00ed ne\u017e u bankovn\u00edch instituc\u00ed, a tak\u00e9 proto, \u017ee pr\u00fd bylo nemravn\u00e9 i opakovan\u00e9 poskytnut\u00ed zm\u00edn\u011bn\u00e9ho revolvingu a syst\u00e9m smluvn\u00edch pokut.Krajsk\u00fd soud n\u00e1sledn\u011b toto rozhodnut\u00ed zru\u0161il a zastaven\u00ed exekuce zam\u00edtl s t\u00edm, \u017ee ona smlouva nebyla ve zjevn\u00e9m rozporu s dobr\u00fdmi mravy, nebyla ani zjevn\u011b nespravedliv\u00e1 nebo drakonick\u00e1.A \u00dastavn\u00ed soud nakonec dosp\u011bl k tomu, \u017ee je v pr\u00e1vu onen dlu\u017en\u00edk. A \u017ee exekuce jeho majetku byla protipr\u00e1vn\u00ed. Proto\u017ee:„Justice by m\u011bla v\u00e9st poskytovatele \u00fav\u011br\u016f k d\u016fsledn\u00e9mu zkoum\u00e1n\u00ed toho, zda budouc\u00ed dlu\u017en\u00edk nebude m\u00edt zjevn\u00fd probl\u00e9m splatit sv\u016fj \u00fav\u011br.“Jin\u00fdmi slovy by podle \u00dastavn\u00edho soudu m\u011bly na\u0161e soudy tla\u010dit na poskytovatele p\u016fj\u010dek, aby tito d\u016fsledn\u011b odhalovali ty, kdo mo\u017en\u00e1 jednou nebudou schopni spl\u00e1cet. A pokud tak takov\u00ed v\u011b\u0159itel\u00e9 ne\u010din\u00ed nebo se jim takov\u00e9ho \u010dlov\u011bka nepoda\u0159\u00ed v\u010das odhalit, maj\u00ed m\u00edt sm\u016flu.Podle \u00dastavn\u00edho soudu pr\u00fd nen\u00ed ani onen 98%n\u00ed \u00farok nespravedliv\u00fd, smluvn\u00ed podm\u00ednky byly p\u0159ijateln\u00e9, ale v\u011b\u0159itel m\u011bl p\u0159edv\u00eddat nep\u0159edv\u00eddateln\u00e9. \u017de se ekonomick\u00e1 situace klient\u016f m\u016f\u017ee b\u011bhem doby zhor\u0161ovat. A nyn\u00ed m\u00e1 za tento nespr\u00e1vn\u00fd odhad n\u00e9st zodpov\u011bdnost. A to proto, \u017ee:„Nejde jen o dlu\u017en\u00edka, m\u00e1 to dopad i na spole\u010dnost.“ \u00dastavn\u00ed soudci toti\u017e shledali, \u017ee d\u016fsledky neschopnosti spl\u00e1cet \u00fav\u011br postihuj\u00ed nejen samotn\u00e9ho dlu\u017en\u00edka, ale i spole\u010dnost jako celek. A proto maj\u00ed b\u00fdt poskytovatel\u00e9 p\u016fj\u010dek obez\u0159etn\u00ed a maj\u00ed d\u016fsledn\u011b prov\u011b\u0159ovat schopnost spl\u00e1cet. To m\u00e1 b\u00fdt u p\u016fj\u010dek to nejz\u00e1sadn\u011bj\u0161\u00ed pravidlo; a to bez ohledu na to, zda to stoj\u00ed ps\u00e1no v n\u011bjak\u00e9m z\u00e1kon\u011b nebo ne.Tak\u017ee se zkr\u00e1tka mo\u017en\u00e1 u\u017e co nevid\u011bt dostaneme do situace, kdy se zak\u00e1\u017eou exekuce t\u011bch, kdo nespl\u00e1cej\u00ed sv\u00e9 dluhy. „Proto\u017ee to poskytovatel\u00e9 p\u016fj\u010dek m\u011bli p\u0159edv\u00eddat.“ Proto\u017ee „kdyby nespl\u00e1cej\u00edc\u00edm dlu\u017en\u00edk\u016fm s\u00e1hl exekutor na majetek, po\u0161kodilo by to celou na\u0161i spole\u010dnost“.S \u010d\u00edm\u017e nesouhlas\u00edm. Proto\u017ee m\u011b a mn\u011b podobn\u00e9 rodi\u010de d\u00e1vno nau\u010dili, \u017ee „za blbost se plat\u00ed“. Jen\u017ee u n\u00e1s se za ni zjevn\u011b plat\u00ed \u00fastavn\u00edm soudc\u016fm.                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tohle tedy neberu","item":"https:\/\/www.daedo.cz\/tohle-tedy-neberu\/#breadcrumbitem"}]}]