[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.daedo.cz\/dobrovolne-nemocenske-pojisteni-osvc\/#Article","mainEntityOfPage":"https:\/\/www.daedo.cz\/dobrovolne-nemocenske-pojisteni-osvc\/","headline":"Dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed OSV\u010c","name":"Dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed OSV\u010c","description":"Dv\u011b platby je zaplatit pr\u00e1v\u011b proto, \u017ee za prosinec plat\u00edte platbu v lednu, a proto\u017ee se zm\u011bnila splatnost, je pot\u0159eba v lednu zaplatit i lednovou \u010d\u00e1stku. Zat\u00edmco je\u0161t\u011b v lo\u0148sk\u00e9m roce byly tyto platby splatn\u00e9 v term\u00ednu od 1. do 20. dne v n\u00e1sleduj\u00edc\u00edm m\u011bs\u00edci, od ledna 2019 plat\u00ed, \u017ee platby mus\u00ed b\u00fdt zaplaceny pr\u00e1v\u011b […]","datePublished":"2023-05-06","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.daedo.cz\/author\/#Person","name":"","url":"https:\/\/www.daedo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"daedo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.daedo.cz\/wp-content\/uploads\/img_a334280_w2697_t1547928351.jpg","url":"https:\/\/www.daedo.cz\/wp-content\/uploads\/img_a334280_w2697_t1547928351.jpg","height":0,"width":0},"url":"https:\/\/www.daedo.cz\/dobrovolne-nemocenske-pojisteni-osvc\/","about":["Podnik\u00e1n\u00ed"],"wordCount":452,"articleBody":"Dv\u011b platby je zaplatit pr\u00e1v\u011b proto, \u017ee za prosinec plat\u00edte platbu v lednu, a proto\u017ee se zm\u011bnila splatnost, je pot\u0159eba v lednu zaplatit i lednovou \u010d\u00e1stku.\tZat\u00edmco je\u0161t\u011b v lo\u0148sk\u00e9m roce byly tyto platby splatn\u00e9 v term\u00ednu od 1. do 20. dne v n\u00e1sleduj\u00edc\u00edm m\u011bs\u00edci, od ledna 2019 plat\u00ed, \u017ee platby mus\u00ed b\u00fdt zaplaceny pr\u00e1v\u011b v m\u011bs\u00edci, ke kter\u00e9mu se poji\u0161t\u011bn\u00ed vztahuje, to znamen\u00e1, \u017ee za leden je pot\u0159eba uhradit do konce m\u011bs\u00edce pr\u00e1v\u011b lednovou platbu za pojistn\u00e9. Pozor na to, \u017ee v\u017edy rozhoduje datum p\u0159ips\u00e1n\u00ed platby, nikoli datum odesl\u00e1n\u00ed. Nov\u00e1 minim\u00e1ln\u00ed \u010d\u00e1stka \u010din\u00ed v leto\u0161n\u00edm roce 138,- K\u010d, proti \u010d\u00e1stce 115,- K\u010d, kter\u00e1 byla stanovena pro p\u0159edch\u00e1zej\u00edc\u00ed rok.\t\tPodle platn\u00e9ho z\u00e1kona ve zn\u011bn\u00ed pozd\u011bj\u0161\u00edch p\u0159edpis\u016f plat\u00ed, \u017ee d\u016fvodem pro z\u00e1nik nemocensk\u00e9ho poji\u0161t\u011bn\u00ed je nezaplacen\u00ed pojistn\u00e9ho \u010di zaplacen\u00ed pojistn\u00e9ho ve \u0161patn\u00e9 v\u00fd\u0161i \u010di platba po z\u00e1konem stanoven\u00e9 lh\u016ft\u011b. V moment\u011b, kdy nastane kter\u00e1koli z v\u00fd\u0161e uveden\u00fdch situac\u00ed, zanik\u00e1 toto nemocensk\u00e9 poji\u0161t\u011bn\u00ed prvn\u00edm dnem kalend\u00e1\u0159n\u00edho m\u011bs\u00edce, za kter\u00fd nebylo ve spr\u00e1vn\u00e9 lh\u016ft\u011b zaplaceno spr\u00e1vn\u011b pojistn\u00e9. Tedy bylo zaplaceno pozd\u011b, ve \u0161patn\u00e9 v\u00fd\u0161i \u010di nebylo zaplaceno v\u016fbec.\tJak bylo uvedeno v\u00fd\u0161e, minim\u00e1ln\u00ed v\u00fd\u0161e pojistn\u00e9ho pro dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed se zvy\u0161uje a je tedy t\u0159eba si zm\u011bnit trval\u00fd p\u0159\u00edkaz na 138,- K\u010d. Nemocensk\u00e9 poji\u0161t\u011bn\u00ed se stanovuje z minim\u00e1ln\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed, kter\u00e9 se zvy\u0161uje ze sou\u010dasn\u00fdch p\u011bti tis\u00edc na \u0161est tis\u00edc korun \u010desk\u00fdch.\t\tVyplat\u00ed se toto poji\u0161t\u011bn\u00ed m\u00edt?\tPodle dostupn\u00fdch zdroj\u016f si v\u011bt\u0161ina OSV\u010c mysl\u00ed, \u017ee takov\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed se v\u0161ak v\u016fbec nevyplat\u00ed a rad\u011bji si sami z\u0159izuj\u00ed komer\u010dn\u00ed poji\u0161t\u011bn\u00ed. \u017divnostn\u00edci i p\u0159i tomto dobrovoln\u00e9m poji\u0161t\u011bn\u00ed toti\u017e, proti zam\u011bstnanc\u016fm, ston\u00e1vaj\u00ed prvn\u00edch 14. dn\u00ed bez n\u00e1roku na nemocenskou, tedy nemocensk\u00e1 za\u010dne b\u011b\u017eet opravdu a\u017e 15. den pracovn\u00ed neschopnosti.\tSamoz\u0159ejmost\u00ed je nutnost se k nemocensk\u00e9mu poji\u0161t\u011bn\u00ed dobrovoln\u011b p\u0159ihl\u00e1sit.\tKa\u017ed\u00fd si s\u00e1m mus\u00ed rozmyslet, co pot\u0159ebuje od nemocensk\u00e9ho poji\u0161t\u011bn\u00ed, nicm\u00e9n\u011b obecn\u011b se v\u00ed, \u017ee podnikatel prost\u011b nesm\u00ed marodit, proto\u017ee se mu v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b nedostane podpory, jako \u010dlov\u011bku, kter\u00fd je zam\u011bstnan\u00fd.                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed OSV\u010c","item":"https:\/\/www.daedo.cz\/dobrovolne-nemocenske-pojisteni-osvc\/#breadcrumbitem"}]}]